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Deposit Rates
 

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Deposit Rates
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Interest rates and annual percentage yields are current as of February 6, 2012.
Deposit Rates
 
Minimum
To Open
Minimum Balance To
Earn Disclosed APY*
Interest
Rate
Annual
Percentage
Yield*
N.O.W. Checking ** $25.00
N/A
 0.10% 0.10%
Personal Checking $25.00
N/A
N/A
N/A
Business Checking $50.00
N/A
N/A
N/A
Money Market ** $2,500.00
less than $2,500
 0.15% 0.15%
   
at least $2,500 but less than $50,000
 0.25% 0.25%
   
at least $50,000 but less than $100,000
 0.35% 0.35%
   
$100,000 or more
 0.45% 0.45%

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Savings Rates
 
Minimum
To Open
Interest
Rate
Annual
Percentage
Yield*
Savings ** $10.00 0.25% 0.25%
Club Account ** $10.00 0.25% 0.25%

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Certificates of Deposit
 
Minimum
To Open
Interest
Rate
Annual
Percentage
Yield*
3 Month Certificate $500.00 0.25% 0.25%
6 Month Certificate $500.00 0.35% 0.35%
10 Month Certificate $500.00 0.55% 0.55%
1 Year Certificate $500.00 0.45% 0.45%
1.5 Year Certificate $500.00 0.75% 0.75%
2 Year Certificate $500.00 0.85% 0.85%
2.5 Year Certificate $500.00 1.00% 1.00%
4 Year Certificate $500.00 1.72% 1.75%
5 Year Certificate $500.00 1.97% 2.00%

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Retirement Accounts
 
Minimum
To Open
Interest
Rate
Annual
Percentage
Yield*
IRA Savings** $10.00 0.25% 0.25%
IRA 1 Year Certificate $500.00 0.45% 0.45%
IRA 2 Year Certificate $500.00 0.85% 0.85%
IRA 2.5 Year Certificate $500.00 1.00% 1.00%
IRA 4 Year Certificate $500.00 1.72% 1.75%
IRA 5 Year Certificate $500.00 1.97% 2.00%
 
* All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). 
A withdrawal of interest could reduce your earnings. Fees could reduce your earnings. Certificates may have a penalty imposed for early withdrawal. 
** Your interest rate and annual percentage yield may change after the account is opened. 
Please Note: We use the daily balance method to calculate interest on your account. The Interest Rate and APY shown apply to the entire account balance. 
The Interest Rate, APY and terms are accurate as of the effective date shown above. 
For complete account information please see our Deposit Account Agreement and Disclosure documents. 
This rate table is for informational purposes only. 


 
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Rockland Savings Bank, FSB, Member FDIC, Equal Housing Lender
(207) 594-8465 Fax (207) 596-7356 582 Main St., P.O. Box 585 Rockland, Maine 04841-0585
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