Deposit Rates

April 16, 2024

Deposit Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
Now Checking2 $25.00 N/A 0.05% 0.05%
Personal Checking $25.00 N/A Does not earn interest Does not earn interest
Business Checking $50.00

N/A

 Does not earn interest Does not earn interest
Money Market2
Minimum Balance to Earn Disclosed APY1Minimum to Open

Interest Rate

Annual Percentage Yield1
Less than $2,500.00 $2500.00 0.05% 0.05%
$2,500.00 - $49,999.99 $2,500.00 0.10% 0.10%
$50,000.00 - $99,999.99 $2,500.00

0.15%

 0.15%
$100,000.00 or more $2,500.00

0.20%

 0.20%
Savings Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
Statement Savings2 $10.00 N/A 0.05% 0.05%
Business Savings2 $10.00 N/A 0.05% 0.05%
Club Account2 $10.00 N/A 0.05% 0.05%
Minnow Account2 $1.00

N/A

 0.05% 0.05%
Certificate of Deposit
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
6-Month Certificate Special  $500.00 N/A 4.81% 5.00%
6-Month Certificate Special w/new RSB checking account and direct deposit within 30 days. $500.00 N/A 5.05% 5.25%
1-Year Certificate $500.00

N/A

 4.34% 4.50%
2-Year Certificate $500.00

N/A

 2.92% 3.00%
4-Year Certificate $500.00 N/A 2.44% 2.50%
5-Year Certificate $500.00 N/A 1.95% 2.00%
Retirement Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
IRA Savings2 $10.00 N/A 0.15% 0.15%
IRA 1-Year Certificate $500.00 N/A 4.34% 4.50%
IRA 2-Year Certificate $500.00

N/A

 2.92% 3.00%
IRA 4-Year Certificate $500.00

N/A

 2.44% 2.50%
IRA 5-Year Certificate $500.00 N/A 1.95% 2.00%

Last Rate/APY change date April 08, 2024.

1 All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). A withdrawal of interest could reduce your earnings. Fees could reduce your earnings. Certificates may have a penalty imposed for early withdrawal.

2 Your interest rate and annual percentage yield may change after the account is opened. At our discretion, we may change the interest rate on your account at any time.

Please Note: We use the daily balance method to calculate interest on your account. The Interest Rate and APY shown apply to the entire account balance.

The Interest Rate, APY and terms are accurate as of the effective date shown above.

For complete account information please ask for our Deposit Account Agreement and Disclosure documents.

This rate table is for informational purposes only.