CHECKING ACCOUNTS

  FREE Personal Solution Checking
 NOW Checking
 
Money Market1
 
 
Minimum Opening Deposit  $25  $25  $2,500
Minimum Balance $0 $10 monthly charge if daily balance falls below the $200 minimum balance requirement  $0
Maintenance Fee2 $0
No Fee for customers with approved Overdraft Protection
 No Fee for Senior customers 60 and over
 $0
Per-Check Fee $0 $0 $0
Transaction Fee $0 $0 $0
Interest Bearing   CheckMark2   CheckMark2 
First Box of Checks Free CheckMark2  CheckMark2   CheckMark2
Overdraft Protection3  CheckMark2 CheckMark2   
Imaged Monthly Statements CheckMark2  CheckMark2  CheckMark2 
Electronic Statements CheckMark2  CheckMark2  CheckMark2 
24-Hour Telephone Access CheckMark2  CheckMark2   CheckMark2
Online Access CheckMark2  CheckMark2  CheckMark2 
Mobile Banking Access  CheckMark2  CheckMark2 CheckMark2 
1  Money Market Transaction Limitations: Although there are no limitations on the amount or frequency of transfers or withdrawals made in person within the banking office or at an ATM, account holders are otherwise restricted to six (6) transfers from their account per cycle, including preauthorized or automatic transfers, transfers made by telephone, online or mobile banking, and transfers made by check, debit card or similar order payable to third parties.
 
2  Charges for unusual activities such as overdrafts, stop payment orders, duplicate statements or imprinted checks may be assessed.
 
3  Overdraft Protection is available to qualified borrowers.