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Deposit Rates

Rockland Savings Bank Consumer Deposit Rates

RSB High Yield Savings2,3

as high as

3.15  % APY1

RSB 3-Month Certificate

3.75 % APY1

RSB 6-Month Certificate

3.25 % APY1

RSB IRA Certificates 

as high as

3.00 % APY1

Review the current rates for our wide range of deposit products below.

Rates effective as of December 12, 2025
Product Minimum to Open Min. to Earn APY1 Interest Rates APY1
RSB Interest Checking2 $25 N/A 0.05% 0.05%
RSB Personal Checking $25 N/A Does not earn interest Does not earn interest
Min. to Earn APY1 Minimum to Open Interest Rate APY1
$0 - $2,500 $2,500 0.05% 0.05%
$2,500 - $49,999 $2,500 0.10% 0.10%
$50,000 - $99,999 $2,500 0.15% 0.15%
$100,000+  $2,500 0.20% 0.20%
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB Savings2 $10 N/A 0.05% 0.05%
RSB Club Savings2 $10 N/A 0.05% 0.05%
Rocky's RSB Savings2 $1 N/A 0.05% 0.05%
RSB High Yield
Savings2 3
 $50,000
$0 - $49,999
$50,000 - $249,999
$250,000+
0.05%
2.58%
3.06%
0.05%
2.650%
3.15%
 
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB 3-Month Certificate $500 $10,000 3.63% 3.75%
RSB 6-Month Certificate $500 $10,000 3.16% 3.25%
RSB 1-Year Certificate $500 $10,000 1.71% 1.75%
RSB 2-Year Certificate $500 $10,000 1.47% 1.50%
RSB 4-Year Certificate $500 $10,000 1.23% 1.25%
RSB 5-Year Certificate $500 $10,000 0.98% 1.00% 
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB IRA Savings2 $10 $10,000 0.15% 0.15%
RSB 1-Year IRA Certificate $500 $10,000 2.92% 3.00%
RSB 2-Year IRA Certificate $500 $10,000 1.47% 1.50%
RSB 4-Year IRA Certificate $500 $10,000 1.23% 1.25%
RSB 5-Year IRA Certificate $500 $10,000 0.98% 1.00%





Last Rate/APY change date December 12, 2025.
1All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). A withdrawal of interest could reduce your earnings. Fees could reduce your earnings. Certificates may have a penalty imposed for early withdrawal.
 
2Your interest rate and annual percentage yield may change after the account is opened. At our discretion, we may change the interest rate on your account at any time.
 
 3Personal accounts only. Customers must have an existing personal checking account or open a new personal checking account at account opening to qualify. The opening deposit must be new money that is not already on deposit with Rockland Savings Bank. Transfers from existing RSB accounts are not eligible. Existing RSB accounts cannot be changed to this product type.
 
Please Note: We use the daily balance method to calculate interest on your account. The Interest Rate and APY shown apply to the entire account balance.
 
The Interest Rate, APY and terms are accurate as of the effective date shown above.
For complete account information please ask for our Deposit Account Agreement and Disclosure documents.
This rate table is for informational purposes only.
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